Tuesday, January 31, 2012

INSURING WITH ONE Mr.Yuvaraj!

This is what happened when I went to one Mr.Yuvaraj, in one Reliance outlet, to renew my bike’s insurance on 13-01-12, one day before it got expired!

It was the third consecutive year I have been doing it with him! So, what happened in the next couple of days was something I never ever thought would have happened; but it happened as I tell you below!

Hence, whenever you go for insuring or reinsuring MAKE SURE INSURING HAPPENS THEN & THERE INFRONT OF YOUR EYES that you don’t have to think & then spent more time, energy, money & sometimes LIFE on the things which are not under direct control of human beings!

HOW IT ALL STARTED!


13-01-2012 -
In the evening after waiting for 50 or so mins after calling him he came & taking 600/- issued a document for one day period stating that the very next day he would give the original document as he had to get 'Special Sanction' after sending a 'Special Request' to someone higher in the hierarchy!

HOW IT ALL CONTINUED!

14-01-2012 -

As I hadn't got the document I called him after 6 in the evening or so but he didn’t pick up the phone; but after 15 or 20 mins he called me back & asked me to come to his shop leaving 15 or so mins. Around 7 pm I reached there & then he told me that the document was still not ready & he would sent me email copy of the same without much delay & hand over the document in person, near Sinjana Hotel, around 9 in the same evening, while he going to his home; but that too didn't happen!

After that I waited........! From Wednesday I started to call him again; but his number was out of coverage area! Then, I went to his shop on Friday evening & I was told (By the security @ the Reliance Outlet) that he had gone to Velankanni & would come back the next day ie Saturday; & he asked me to come the very next day evening if I wished to meet him.

21-01-2012 -
10.27am - 1min 22sec - I called his number & got it ringing; he attended the call & told me he would give a call very soon regarding the document. As there was no sign of his call I called him @ 3.43pm to which he didn’t respond!

4.26pm - 2mins 11secs - He called me & told he would send me the document via mail, on 22-01-12, Sunday morning as he hadn't got the document sent from somebody else who was really in possession of the same!

HOW IT ALL ENDED!

26-01-2012 -

As I didn’t get any insurance document via mail till then, I called him @ 5.57pm for 56secs & asked him why he hadn't sent me the document to which he told me that after half an hour or so he would go to his shop & from there he would give me a call & ask my email ID again & sent the document via it!

As there was no sign of his call again I called him @ 7.46pm, but he didn’t pick up the phone.

And, @ 7.48pm I got a call from him lasting 1min 18sec in which he collected my email, again, & told that he would sent the insurance copy via email & if I failed to get it within 10 to 15 mins I would have to give him a call! I waited & got the insurance policy copy via my yahoo mail ID. And, to my great surprise, I found out that the insurance was taken ONLY on 26-01-12, EXACTLY 13 DAYS AFTER I HANDED OVER THE MONEY TO HIM!

THE MORAL OF THE STORY!

What would have happened if I would have met with an accident in these 13 days or the bike had been stolen, as my insurance had lapsed 12 days ago? It is interesting & at the same time stupid to know that I kept riding all these days FEELING INSURED & trusting an agent of an insurance company to whom I had given the insurance premium 13 days back?!